Leadership at Fahe

Fahe’s current leadership consists of President Jim King and the Executive Team of Sara Morgan and Pam Johnson. 

Under their leadership, Fahe has advanced from an outstanding membership organization dedicated to improving Appalachian life through affordable housing to an exceptional leader in community development, innovative job growth, and wealth creation, all while staying true to Fahe’s original mission.    Thanks to their dedication and vision, Fahe has remained a healthy and sustainable entity that continues to faithfully serve the people of Appalachia.

Jim King, CEO & President

For 30 years, Jim King has worked to advance opportunity for the people and communities of Appalachia. In 1990 he moved to Appalachia to become one of the first staff members of Fahe. Since becoming President in 2000, Mr. King has led Fahe through a period of unprecedented growth in impact, lending, and territory. He has pioneered a collaborative model, the Berea Performance Compacts, bringing scale and performance to nonprofits servicing rural and remote communities. In the past year Fahe accounted for $291 million of impact in Appalachian resulting in the ability to serve 80,000 people.

Under Mr. King’s leadership, Fahe received numerous awards, including the Wachovia Wells Fargo NEXT Award for Opportunity Finance, and has been highlighted in multiple books and publications including “Forces For Good”. Mr. King is a 2006 alumnus of the Harvard University’s John F. Kennedy School of Government’s Achieving Excellence program and 2014 alumnus of the Harvard Business School’s three-year owner/president management (OPM) program. He holds an MBA degree from Eastern University, and a BA from Bluffton University. Mr. King serves on many national boards of directors and is currently the board chair of the Opportunity Finance Network.

Jim King can be reached via email at jim@fahe.org or by calling 859-986-2321 ext 2101


Sara Morgan, Executive Vice President and Chief Operations Officer

Sara-MorganSara Morgan has worked for over twenty-five years to improve the economic strength of Appalachia. She is an expert in financing housing, infrastructure, community facilities, nonprofits, and community development. Ms. Morgan has been with Fahe for 17 years and recently led a successful application to the CDFI Bond Guarantee program, resulting in $40M coming to Appalachia and raised $50M from the USDA Community Facilities Relending Program for communities of persistent poverty.

Under her leadership, Fahe became the first nonprofit in the country to be approved to launch a Regional Broker Network, and became a USDA 502 Direct Intermediary that brings over $55M in new mortgages to Appalachia annually. Her expertise was key to the launch of Fahe’s Housing Equity Funds which to date has raised and placed $41.25M, creating and preserving over 516 affordable rental homes. Ms. Morgan oversees Fahe’s Loan Servicing division, managing more than $185M in loans owned by Fahe and over 30 investors and maintaining a portfolio 30+ day delinquency rate of below 5%. Since its inception in 1980, Fahe has invested $700 million generating $1.4 billion in finance. This investment is channeled through Fahe’s Members and community partners, directly changing the lives of 450,000 people.

Ms. Morgan is a 2012 alumnus of the Harvard University John F. Kennedy School of Government’s Achieving Excellence program. She holds a B.A. in Mathematics from Berea College, is a certified CDBG grant administrator, and completed a Mini-MBA program for Nonprofits held at Berea College.

Sara Morgan can be reached at sara@fahe.org or 859-986-2321 ext 2134


Pam Johnson, Executive Vice President of Business Development and Outreach

pam-1With over 20 years of experience in affordable housing, Pam oversees special projects and initiatives at Fahe. She has managed operations for a wide variety of organizations, from a small dentist’s office to an international manufacturing plant. She began in affordable housing as a consultant working with small cities, municipalities, and nonprofits to help them access federal and state grant resources. Pam has extensive experience in Community Development Block Grant programs, HOME Investment Partnership Program, Rural Development grant and loan programs for housing and Disaster Recovery.

Pam’s experience and leadership was instrumental during Fahe’s strategic transformation. Under her leadership, one of the first business lines developed as a centralized service was Fahe’s Loan Servicing, which has steadily grown since the first contract portfolio in 2005. Pam conducts outreach to members and non-member partners who could use Fahe services (i.e. NeighborWorks America members outside of Appalachia, and packagers and possible new intermediaries in our USDA 502 Demonstration Project).

During her time with Fahe, Pam has been responsible for many of the day-to-day operations including special projects, consulting services, membership relations, technical assistance, training, and human resources. She has served as Vice President on Fahe’s Board of Directors and providing much needed support and institutional knowledge around special initiatives such as the 502 Demonstration project. Most recently, her leadership has been key in the development of a Regional Elder Initiative, bringing together stakeholders to work toward providing appropriate, affordable options for Appalachian seniors in the areas of housing, healthcare, and services.

Pam has enhanced her education with college courses in accounting and law in addition to maintaining her certification as a Grant Administrator and Housing Counselor, and is also certified in Community Development Finance by the University of New Hampshire.

She also serves on the board of the Madison County Habitat for Humanity.

Pam Johnson can be reached at pam@fahe.org or 859-986-2321 ext 2102