Community Development Lending

Fahe community lending loans are available to nonprofit and for-profit organizations and developers across the Appalachia region with a focus on community development in rural communities.

Interest rates and terms are competitive and Fahe offers access to the USDA’s Community Facilities (CF) program and the US Department of the Treasury’s Bond Guarantee Program (BGP) creating additional benefits for the borrower.

For information on Fahe’s Community Lending programs and availability please contact Drew Pritchard at 859-200-9861


Provides funding for costs such as reservation fee, market study, Phase I environmental, engineering and design fees, professional fees, etc.


To purchase and pay closing costs for real property acquired for future development.


To pay hard and soft costs of construction of new or renovated structures.


To provide long term financing with terms up to 35 years.


To bridge the timing gap between the project or program costs and receipt of cash from committed or anticipated sources.

Working Capital

Provides flexible capital to meet organizational, seasonal, or cyclical cash needs.

Community Facilities Direct Loan and Grant Program

This program can benefit the borrowers with reduced interest rates and long-term, fixed-interest terms. Community Facility funding is available to Public bodies, Community-based nonprofits and Federally-recognized Tribes in rural areas to develop essential community facilities, such as:

  • Health care facilities: hospitals, medical clinics, dental clinics, nursing homes or assisted living facilities
  • Public facilities: town halls, courthouses, airport hangars or street improvements
  • Educational services: museums, libraries or private schools
  • Utility services telemedicine or distance learning equipment
  • Community support services: child care centers, community centers, fairgrounds or transitional housing
  • Public safety services: fire departments, police stations, prisons, police vehicles, fire trucks, public works vehicles or equipment
  • Local food systems: community gardens, food pantries, community kitchens, food banks, food hubs or greenhouses

CDFI Bond Guarantee Program

Targeting the nation’s most distressed communities, BGP funding and refinancing is available for projects targeting low income populations or within CDFI investment areas. This program offers the borrowers long-term fixed-rate funding. Fahe specifically targets lending to nonprofit and for profit organizations working in the following spaces:

  • Small Business
  • Nonprofits
  • Healthcare
  • Commercial Real Estate
  • Licensed Senior Living Facilities

For more information on this program or Fahe loans contact Drew Pritchard at 859-200-9861.

Terms subject to change. All loans subject to underwriting and credit approval.

Meet the Team

Drew Pritchard

Business Development Officer

Drew Pritchard joined Fahe’s Strategic Programs team in 2020. He has spent the majority of his career in banking and finance, in addition to six years as a senior project manager. In his position as Business Development Officer at Fahe, Drew works with numerous Members and communities across Fahe’s footprint and beyond to help provide lending resources for affordable housing, community lending, addiction recovery, medical facilities, and much more. Drew attended the University of Kentucky, College of Arts and Science with an emphasis in History and Political Science. He began his career in loan servicing at JPMorgan Chase where he ultimately became Operations Teams Leader.

Dwain Neeley

Vice President of Community Lending

Dwain Neeley joined Fahe in November 2018 as the Community Lending Manager and transitioned into his current role as VP of Community Lending in 2019. While serving as the primary Underwriter on all credit requests, Dwain also manages the origination, processing, and closing staff, as well as serving in a greater capacity around monitoring the department’s lending pipeline, closings, reporting requirements, and strategic planning. Before joining Fahe, Dwain worked at PNC Bank for 11 years where he worked his way up from a Licensed Financial Consult to Branch Manager in both Indiana and Kentucky, and finally as a Private Banker in the Wealth Management division. Dwain completed his Bachelors of Science in Business Administration at Indiana Tech, graduating Cum Laude. Prior to beginning his career in finance, Dwain proudly served in the US Air Force, retiring with over 21 years of service.

James Edington

Community Lending Loan Manager

James Edington has been with Fahe since 2019 where he started in Single Family Loan Servicing. James now oversees Community Lending loans once closed, takes care of every day tasks including draw requests, billing, payment entry, collateral reviews, due diligence checks, payoffs and renewals at loan maturity. James holds a BS in Agriculture from Western Kentucky University and is an active member in the Masonic Lodge and Shriners International.

From left to right; Dallie Martin, James Edington, Drew Pritchard, Dwain Neeley

Dallie Martin

Community Lending Loan Assistant

Dallie Martin joined Fahe’s staff in 2018 as a Collection Specialist in the Loan Servicing department. She held many different positions such as Collection Specialist, Customer Service Specialist, Escrow Specialist, and Loan Administrator. She started in Community Lending in November 2021 as the Community Lending Loan Assistant. Dallie handles all of the closing and post-closing tasks for the department amongst many other duties. Before coming to work at Fahe, Dallie worked as the General Manager of a personal loan company and tax specialist for over 10 years. She attended Eastern Kentucky University while pursuing a degree in Business Finance.