Executive Team at Fahe

Fahe’s current leadership consists of President Jim King and the Executive Team of Sara Morgan, Pam Johnson and Brittney Murphy. 

Under their leadership, Fahe has advanced from an outstanding membership organization dedicated to improving Appalachian life through affordable housing to an exceptional leader in community development, innovative job growth, and wealth creation, all while staying true to Fahe’s original mission.    Thanks to their dedication and vision, Fahe has remained a healthy and sustainable entity that continues to faithfully serve the people of Appalachia.

Jim King, CEO & President

For thirty years, Jim King has worked to advance opportunity for the people and communities of Appalachia. In 1990 he moved to Appalachia to become one of the first staff members at Fahe. Since becoming President in 2000, Mr. King has led Fahe through a period of unprecedented growth in impact, lending, and territory. He pioneered a collaborative model, the Berea Performance Compacts, bringing scale and performance to nonprofits serving rural and remote communities. He established Fahe’s reputation as a national authority on Appalachia and as an influential facilitator of regional collaboration among local leaders, economic development experts, and community stakeholders .

In the past year, Fahe accounted for over $320 million of impact in Appalachia, resulting in the ability to serve over 80,000 people. Under Mr. King’s leadership, Fahe has received numerous awards, including the Wachovia Wells Fargo NEXT Award for Opportunity Finance, and has been highlighted in multiple books and publications, including “Forces for Good.”

Mr. King serves on many national boards of directors and is currently the board chair of the Opportunity Finance Network. He is a 2006 alumnus of the Harvard University John F. Kennedy School of Government’s Achieving Excellence program and a 2014 alumnus of the Harvard Business School’s three-year owner/president management (OPM) program. He holds an MBA from Eastern University, and a BA from Bluffton University.

Jim King can be reached via email at jim@fahe.org or by calling 859-986-2321 ext 2101

Sara Morgan, Executive Vice President and Chief Investment Officer


Sara Morgan has worked for nearly thirty years to improve the economic strength of Appalachia. She is an expert in financing housing, infrastructure, community facilities, nonprofits, and community development. Ms. Morgan has been with Fahe for 20 years and recently led two successful applications to the CDFI Bond Guarantee program, resulting in $60M coming to Appalachia and raised $50M from the USDA Community Facilities Relending Program for communities of persistent poverty.

Under her leadership, Fahe became the first nonprofit in the country to be approved to launch a Regional Broker Network, became a USDA 502 Direct Intermediary that brings over $70M in new mortgages to Appalachia annually, and was responsible for Fahe being certified to sell and service loans for both Fannie Mae and Freddie Mac. Her expertise was key to the launch of Fahe’s Housing Equity Funds which to date has raised and placed $41.25M, creating and preserving over 516 affordable rental homes. Overseeing fundraising, development, and innovation, Ms. Morgan raises and deploys capital of nearly $150M annually. During FY2021, Fahe made total direct investments of $173.2M. Total capital under management including investments managed and loans serviced for other organizations topped $279M. Since its inception in 1980, Fahe has invested $1.32B generating $1.69B in finance. This investment is channeled through Fahe’s Members and community partners, directly changing the lives of over 778,114 people.

Ms. Morgan is a 2012 alumnus of the Harvard University John F. Kennedy School of Government’s Achieving Excellence program, and holds a B.A. in Mathematics from Berea College. She is a certified CDBG grant administrator.  She serves on the Boards of Invest Appalachia, Homeownership Council of America, as well as the Freddie Mac Affordable Housing Advisory Council, the Fannie Mae Rural Duty To Serve Advisory Council, and the Steering Committee of Homeownership Alliance.

Sara Morgan can be reached at sara@fahe.org or 859-986-2321 ext 2134

Pam Johnson, Chief Business Development Officer and EVP

Pam Johnson develops innovative programs that transform the lives of families in communities throughout Appalachia. With over 20 years of experience in affordable housing, she is an expert at building relationships, working with partners to bring innovative solutions and resources to the region.

Ms. Johnson has been with Fahe for 17 years, serving as Vice President on the Board of Directors and providing support and institutional knowledge around initiatives such as Appalachia HEAT Squad® and 502 Demonstration Project. Under her guidance, Fahe was awarded two multi-year POWER awards from the Appalachian Regional Commission. She oversees Fahe’s Strategic Programs and Membership, a Network of 50+ locally rooted nonprofits. She collaborates with local leaders to develop opportunities that create lasting impact.

Ms. Johnson currently serves on the board of the Habitat for Humanity of Madison & Clark Counties, and is a 2018 graduate of the Harvard University John F. Kennedy School of Government’s Achieving Excellence program.

Pam Johnson can be reached at pam@fahe.org or 859-986-2321 ext 2102

Brittney Murphy, Executive Vice President of Finance and Chief Financial Officer

Ms. Murphy is responsible for leading and coordinating Fahe’s financial reporting, financial planning, for developing organizational procedures, exploring new financial endeavors, oversight of human resources and organizational infrastructure and overseeing management of the single-family loan portfolio and foreclosed properties. She ensures compliance with all grant agreements and other compliance regulators. Her accounting experience and eye for detail supports Fahe’s leadership team in their efforts to work cooperatively across department lines to meet objectives.

Ms. Murphy holds a B.S. in Accounting from Campbellsville University where she graduated Summa Cum Laude. She is a Certified Public Accountant and is a member of the Kentucky Society of CPAs.

Brittney Murphy can be reached at bmurphy@fahe.org or 859-986-2321 ext 2104

Laura Meadows, Executive Vice President of Lending

Laura Meadows is a nationally-recognized expert in USDA 502 loan products, which have been the backbone of affordable housing finance in rural America for decades. She advises nonprofits across the nation on how to administer the USDA 502 Direct program, resulting in earned income opportunities and access to mortgage dollars for the low-income households they serve.

As EVP of Lending, Ms. Meadows oversees all functions of the single-family lending department, as well as the Community Lending Division of Fahe. During her thirteen years at Fahe, single-family home purchase lending has grown from $3M in FY2007 to $70.6M in FY2020.

Laura Meadows can be reached via email at laura@fahe.org or by calling 859-986-2321 ext 2113