Prepare for Winter and Rising Utility Rates with an Appalachia HEAT Squad Audit

While Kentucky enjoys the 6th cheapest average electricity rate in the country (Energy Information Administration), rates have continued to rise across the state – in 2017, two service providers in the Appalachian region have requested rate increases from Kentucky’s Public Service Commission. These types of rate increases affect all utility customers, raising their electric bills… Read More>

Kilbourn home

JustChoice Lending is for All Families in Appalachia

Fahe’s vision for Appalachia is that everyone – no matter background or income level – should experience financial stability. That’s why our mortgage division, JustChoice Lending (JCL), offers products for anyone.  While Fahe and our Membership Network provide opportunities for thousands of low-income families, they are not the only people whom we serve.  Bob and… Read More>

JustChoice Lending Closes First Project Reinvest Loan

Johanna Hall-Rappolee has lived in apartments her entire life. Growing up she wanted to own a home so she could fit in with her friends and escape the treatment and stigma associated with living in lower-income apartments. As a single mother, Johanna’s dream of homeownership has only grown stronger out of a desire to give… Read More>

Fahe Closes 1,000th 502 Direct Loan During Homeownership Month

June is National Homeownership Month and Fahe is celebrating in style because we have closed our ONE THOUSANDTH USDA 502 Direct Loan!  That’s 1,000 rural families that have received a home with a mortgage they can afford. Our partnership with USDA is a beautiful example of a public/private partnership that really works. By coupling a… Read More>

June is Homeownership Month

June is Homeownership Month and across the Fahe Network our Members our celebrating with their local communities and partners.  These celebrations take a variety of forms including community clean up, home rehab and repair, and even unveiling new homes.  These events highlight and educate on the importance of homeownership and the transformative power it can… Read More>

How Can I Improve My Credit Score To Buy A Home?

Purchasing a house is a major investment particularly if you’re going to have to finance most of the value of the transaction. By taking the appropriate measures to build your credit before buying a home, you may be able to receive better offers from mortgage companies, which will mean lower monthly payments and a better… Read More>

Easy Weatherization for Your Home

“I’m done with this cold weather!” That’s what I hear coworkers exclaim as they enter our office these frosty winter mornings. However sad it may be, the reality is that winter has only just begun. We need fuzzy socks, cozy robes, chestnuts roasting on an open fire. Oh. . . and energy efficient houses wouldn’t… Read More>

A Quick Comparison of FHA and Conventional Loans

In the past we have discussed USDA 502 Direct loans on this blog and how this product is a great option for rural families with lower incomes.  However, our commitment to creating prosperous neighborhoods and successful homeowners in Appalachia extends to families of all income levels.  Two types of loans that higher earning households often… Read More>

How to find USDA Approved Homes

If you follow our blog then you’ve seen a lot of buzz about USDA 502 Direct home loans. We are proud of our partnership with USDA Rural Development and we feel very fortunate to be able to offer such great products to future homeowners. USDA home loans are a great choice for people looking to… Read More>

Meet Shelby Rector

There are many programs available that help provide needed funding for low-income families.  Without the experience and deep community connections that Fahe provides, thousands of families would potentially never have access to these resources.  One such program that has proven vital to Appalachian families is the HOME Investment Partnerships (HOME) program.   It provides assistance to… Read More>