About Aaron Phelps

Aaron collects stories from Fahe Members and the people they help in order to present the needs of Appalachia to the public through written word and video. In his free time he nerds it up by playing RPGs, writing fantasy stories, and playing drums.

A Quick Comparison of FHA and Conventional Loans

Fahe offers affordable and reliable mortgage products through JustChoice Lending.  In the past we have discussed USDA 502 Direct loans on this blog and how this product is a great option for rural families with lower incomes.  However, our commitment to creating prosperous neighborhoods and successful homeowners in Appalachia extends to families of all income […]

By |November 16th, 2016|Uncategorized|0 Comments

Fahe’s Appalachia HEAT Squad Saves Homeowners Money

Every year, families in Central Appalachia lose hundreds to thousands of dollars in utility bills due to poorly insulated homes. Fahe’s newest program, Appalachia HEAT Squad®, is bringing greater access to energy efficiency to homeowners in the region. Fahe Member Housing Development Alliance (HDA) in Hazard is already working to bring the benefits of increased […]

By |October 25th, 2016|Uncategorized|0 Comments

Fahe Awarded $50 Million to Invest in Appalachia from Uplift America Fund

Fahe is on a mission to eliminate persistent poverty in Appalachia.  One of the ways Fahe accomplishes this goal is through the development of much needed infrastructure that addresses key issues like lack of proper access to medical coverage, schools, and clean drinking water.  But, Fahe, like many organizations working in rural areas, face challenges […]

By |October 12th, 2016|Uncategorized|0 Comments

Construction of Eastern Scholar House on EKU’s Campus to Provide Educational Opportunities, Housing, and Child Care

Fahe supports increased educational attainment in Appalachia. In our region, as with many other parts of the country, single parents have greater difficulty finding the time and money to attend college, work, and afford quality child care.

Scholar House projects have proven to be effective in helping to alleviate a good portion of the burden […]

By |September 21st, 2016|Uncategorized|0 Comments

Fahe Annual Meeting

Fahe will be hosting its Annual Meeting on September 7- 8 at the Hotel Roanoke & Convention Center in Roanoke, VA. The Annual Meeting is a time for our Membership to gather under one roof to share ideas and best practices and plan for the future of serving Appalachia.

There will be discussion and learning around […]

By |September 6th, 2016|Uncategorized|0 Comments

Underbanked In Appalachia

Living in an underbanked (or unbanked) area can have serious negative consequences on a household. Without access to mainstream financial services offered by retail banks such as checking and savings accounts or the ability to take short term loans at a reasonable interest rate, people often turn to other services such as payday lenders, check […]

By |August 17th, 2016|Uncategorized|0 Comments

Meet Beth Boyce

Beth Boyce of Phillipi, WV is a recently divorced mother of three. During the divorce proceedings, Beth temporarily moved into a house owned by a friend that was set to be placed on the market. With her youngest son still living with her, she decided that the best course of action would be to buy […]

By |July 29th, 2016|Uncategorized|0 Comments

How to find USDA Approved Homes

If you follow our blog then you’ve seen a lot of buzz about USDA 502 Direct home loans. We are proud of our partnership with USDA Rural Development and we feel very fortunate to be able to offer such great products to future homeowners.

USDA home loans are a great choice for people looking to buy […]

By |July 8th, 2016|Uncategorized|0 Comments

Fahe, USDA, and WV Housing Development Fund Expand Access to Housing for Low-income Families

Fahe, USDA, and WV Housing Development Fund Expand Access to Housing for Low-income Families

The Fund has joined with Fahe and USDA to become the only state housing agency to offer the USDA 502 Direct Home Loan

Charleston WV – On June 23, 2016, an important step forward was made for families in West Virginia when […]

By |June 27th, 2016|Uncategorized|0 Comments

Public / Nonprofit Partnership Creates Permanent Program with USDA RD

The USDA 502 Direct Loan has been the cornerstone of affordable housing financing for decades, helping low- and very low-income people and families in rural areas acquire safe, quality housing at a rate they can afford.

While the 502 Direct Program offers a great service, repeated cuts to the USDA Rural Development (RD) budget greatly reduced […]

By |May 19th, 2016|Uncategorized|0 Comments